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[Installment] How do I pay by credit card installments?
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Before you can pay in instalments, you'll have to add it as a payment method to your Shopee account. You can do so on the Shopee App by following the steps below:
Step 1: Go to the Me tab
Step 2: Click on Account Settings
Step 3: Select Bank Accounts / Card
Step 4: Click on +New Credit Card Installment
Step 5: Fill in your credit card details
Step 6: Click on Proceed
You'll be redirected to the bank / card provider's page for confirmation. Fill in the One-Time Password (OTP) sent to your mobile number when prompted and Submit.
When you're checking out an eligible product, you can then choose Credit Card Installment > select your preferred Installment Plan > CONFIRM.
⚠️ Note:
- Sellers have the option to enable Credit Card Installment for their shops. You will not be able to see or choose the Credit Card Installment payment option if the seller is not offering this option.
- The minimum spend to be eligible for Credit Card Installment is RM500, and it is based on the checkout value (after deduction of discount vouchers) instead of a single order/ item value. (more here).
- You can order from different sellers in a single checkout (as long as these sellers have Credit Card Installment payment enabled for their shop).
- Payment in instalments is subject to terms and conditions set by Shopee as well as the bank/card providers.
- A temporary RM1.00 pre-authorization charge may appear when you add or use a card for the first time. This is a standard card verification process, and the amount will be automatically refunded by your issuing bank within 7 working days.
Upon successful payment, you'll be redirected to the To Ship page.